A Professional Personal Financial Planning Team, We Virtually Change Your Life. 一支专业的个人理财规划团队,我们实质改变您的生活
Friday, December 4, 2009
Our Office New Operating Hours
Monday ~ Thursday: 9.00am - 5.00pm
Friday: 9.00am - 4.00pm
Thanks for your kind attention, should you need further clarification please call Mr. Aaron at 016-7108007.
Agency Management
04 December 2009.
Wednesday, November 4, 2009
Half of Malaysians Earn Less Than RM3000 Per Month
According to the Department of Statistics Malaysia, more than 50% of Malaysian households earn a monthly income of less than RM3000.00
below RM1000.00 -- 8.6%
Monday, November 2, 2009
ING to separate Insurance, Banking & Assets Management News
Tuesday, October 27, 2009
New FD Rate
*Another licensed product from our business partner.
**The rate is base on the chosen term
对银行的低利率感到无力?从26/10/2009起我们特别推出了一个年利**3.7%的无风险*定期储蓄户口呈现给您,此户口将从第二年起每年为您提供一笔稳定的利息收入,您也可选择将所得利息从新存入您的户口以赚取额外利率。现在就与我们任何一位客户服务代表联络,我们将非常乐意回答您的提问及为您服务
Tuesday, October 20, 2009
ICCC 2009
Branches operating hour extended on 19/10 & 26/10
Monday, October 19, 2009
S07's communication platform at facebook
Thursday, September 17, 2009
Selamat Hari Raya Aidilfitri
个人绩效管理
到底是平凡的人多还是成功的人多? 看看我们四周的朋友, 我想我们都知道答案是那一个. 当然一个人的成功可以有很多的因素, 我们很难用一个标准来告诉大家要怎样做就能成功, 况且小弟也非成功之人, 更不是这方面的专家, 很难告诉各位成功与平凡之道. 今日提笔只想与各位分享一些心得, 人人都只有24小时, 为什么有些朋友一段时间过后能有较佳的表现与进步? 另一些则还是"老样子", 小弟认为这跟平日的生活态度有着很密切的关系, 试想想今天你都作了些什么? 都是你喜欢做的事还是你应该做的事?
"喜欢做"和"应该做"有什么分别? 喜欢是感性的; 它将根据个人喜好来做决定, 例如某某连续剧今晚大结局, 所以你选择了留在家里看电视; 而放弃了到公司开部门会议, 其他例子还有如因为今天心情不好; 所以选择了留在家中不去上班或上学, 而我们也时常见到很多的办事处人员经常利用办工时间上网聊天, 玩网上游戏等等, 或在工作时间里和同事聊个不停, 内容不外是东家长西家短, 尤以后者在政府部门更是必然现象, 难怪呼我们的政府要各部门设立绩效表现管理, 还有常见的习惯迟到; 因为您总喜欢在最后一分钟才出门... 等等, 如果每天的生活内容我们都在选择做我们喜欢做的事, 平凡的生活是必然的, 有人说"平凡也是一种幸福", 我同意您的看法, 因为这是您对生活的选择.
相反的, 做应该做的事是理性的, 因为应该做的事不一定就是您喜欢的事, 但因为您对个人的成就及将来有所要求, 您知道现在应该做什么事对将来会有帮助, 所以您愿意牺牲一些个人的喜好来让自己成长, 谋事有良好的事前规划, 每日按照已定的时间表将工作完成, 不把时间浪费在无谓的地方, 日复一日, 小成就很快的就能见到了.
如果以上两位是兄弟, 您认为哪位的成就会比较好? 当然, 感性与理性是人类都具备的本质, 太过理性; 生活就会变的很乏味, 太过随心所欲; 又似乎对人生没有什么要求, 所以小弟认为在生活中要取得一个平衡点, 凡事都要有个事先规划, 按步就班, 把每日应该要完成的事项尽力做好, 然后才做自己喜欢做的事, 千万不要轻松的时候想工作, 工作的时候想轻松! 如此一来, 您不但无法成就什么, 更无法享受生活, 还要搞到自己压力很大, 因为还有很多"应该做"的事没做! 何苦?!
所以个人认为, 成功的人与平凡的人其中一个分别就是成功的人选择做"应该做"的事, 平凡的人爱做"喜欢做"的事.
文笔粗糙, 还有望各位多多包含, 愿大家的成功很快到来. 共勉!
Tuesday, September 15, 2009
ING - sinchew-i.com Partnership
ING in collaboration with SinChew-i, the online version of the Sin Chew newspaper has launched a microsite where readers are able to submit their insurance related questions specifically on the following categories:-
- Home and Auto
- Education and Saving
- Health, Will and Trust
The objective of the microsite is to provide an easier platform for readers to post the questions they have when planning for their financial future.
The microsite will be hosted by SinChew-i for the next 6 months beginning from August 2009.
Do take the opportunity to check-out this site at http://www.sinchew-i.com/
Alternatively, you may also post your questions to us at cuscare.sthgroup@gmail.com while you're doing or planning to do your personal financial planning, even any complicated insurance policy related issue and question.
In STH Group, our advisors team is determined to serve you better and easier.
"Your Peace of Mind is Our Aim"
Thursday, September 10, 2009
Saturday, September 5, 2009
Frequently Asked Questions On Influenza A (H1N1)
- There is no need to panic, the majority of those who contract H1N1 only suffer mild infection, and almost 98% recover with or without treatment.
- The Institute for Medical Research is studying this.
- Children under 5 years old;
- Adult more than 65 years old;
- Pregnant women;
- Chronic pulmonary (incl. asthma), cardiovascular (except hypertension), renal hepatic, hematological (incl. sickle cell disease), neurologic, neuromuscular, or metabolic disorders (incl. diabetes mellitus);
- Persons younger than 19 years of age who are receiving long-term aspirin therapy;
- Persons with immunosuppresion, including that caused by medications or by HIV;
- Residents of nursing homes and other chronic-care facilities;
- obesity.
4. Is the majority those who died in the high-risk category?
- Yes.
5. Would it be advisable to temporarily shut down all shops and offices to contain the spread?
- No, as there is no sustained local transmission.
6. How can the spread be contained then?
- People who are sick and displaying flu-like systoms should stay at home. Wear masks when interacting with family members ro visitors.
7. Can Tamiflu be used to prevent one from contracting H1N1?
- No, it should not used as a preventive measure as it may cause one to be resistant to it, such cases have been reported in the US, Maxico, Canada, Denmark, Hong Kong and Japan.
8. Can we go for throat swabs at private clinics?
- No, private clinics have rapid test which will ascertain whether you have H1N1.
9. Is the rapid test accurate?
- It has only 60 ~ 80% sensitivity, so there is a high chance of false negatives, so even if you are tested negative, you may have H1N1.
10. Is it advisable to take the rapid test then?
- If you are willing to accept the limitations, go for it, that will spare you the long queue at the government hospitals.
11. Will the death rate continue to go up?
- Yes, especially among those in the high-risk group, if people continue to be lackadaisical about the pandemic.
12. If I have a family member at home who is infected with H1N1, should I go to work?
- If you have flu-like symptoms such as fever (above 38'c) and one more of these - cough, difficulty in breathing, body ache, headache or sore throat, you should immediately seek medical treatment from nearest doctor;
- Please inform doctor that you have in-contact with a H1N1 patient;
- Avoid close contact for 7 days;
- Practice good personal hygiene.
Resource from Ministry of Health Malaysia.
Tuesday, September 1, 2009
Blood Donation Campaign
We're proud to be selected as one of the official sponsor party for this event, and we're hereby wish to invite you and all of our valued customers as well as friends come to support this charity event, donate your blood to those in bad ill or serious injury is not only to save their life but also good to your health, at the same time you and your family member will still able to get some free body check up, should you have any health related question, the St. John Kluang Area Medical Officer Dr. Kang Poi Lim will standby there to assist you.
Event particulars:
Date : 13 September 2009
Day : Sunday
Time : 9am to 3pm
Venue : Kluang Kampung Paya Multipurpose Hall
Please bring along your family and friend to support this event, we're awaiting to see you there.
One Second Difference
Save first then spending, commonly, people's saving habit is save after spent, but usually this is not workable, because this is not discipline and systematic enough, we must change the way back if we wish to have a better future and opportunity, set your target saving amount every month (no matter what figure), then spend the balance after saved.
Monday, August 31, 2009
Premier Income Plan Closing Date Extended
If you think that the FD rate is too little, and is looking for a higher interest rate and medium term saving account, this maybe the one you're looking for!
The Premier Income account can generates a stable income stream for life yet appreciates your capital, it's ideal for retirement saving as you wish to receive a monthly stable income for your post retirement life or to receive an additional sum upon your retirement, and it's also an ideal funding vehicle for your child's education.
For more information, please contact our advisors or call to our office, hurry! this only re-open for 2 months time only!
Tuesday, August 25, 2009
Policy Analysis System
Sunday, August 23, 2009
Influenza A (H1N1) is Covered Under Medical Insurance Policy
To our valued client who purchased medical insurance policy from us, should you need further clarification from us, please call to our friendly advisors, we are more than happy to assist you in this matter. Last, we hope that H1N1 can be controlled and over very soon, wishing you all healthy and happiness.
Wednesday, August 19, 2009
Pay Your Insurance Premium Easier
Still waiting for your agent comes to collect premium from you?
Always forgot the due date and amount?
Frustrated to get a car park in town...long queue in front of the ATM machine....why not get a easier way to pay your premium with hassle free today?
Now all ING valued policy holders, in line with our tagline "EASIER", we are pleased to draw your attention to the benefit of utilizing the Electronic Fund Transfer (EFT) as the most preffered and efficient method on your premium payment, EFT benefits you in that NO Cash Transactions are involved and hence NO Additional Charge to you! So, why wait? Please visit us or call to our friendly advisors, or visit any nearest ING branches, we will more than happy to assist you in this matter.
Why choose EFT?
- It's hassle free for policy owner! This will indirectly translate into Savings to all, be it petrol, toll charges, parking fees, time and many more!
- It's ZERO charge to you!
- There is a wide-range of banks than policy holder can choose from for the auto debit arrangement:- Maybank, BSN, Citibank, CIMB, Public Bank, RHB, HSBC, OCBC, Deutsche Bank, Hong Leong Bank, Bank Islam, Standard Chartered Bank
NOT Only This! Policy Owner will get one Mystery Gift from ING if your application is made before 28/8/2009 OR while stock lasts! Hurry, contact our insurance advisors today!
Blood Donation Campaign
Monday, August 17, 2009
Policy Analysis Campaign 2009
Want to know what benefit you have?
Premium is too much for you?!
Just send in your policy(ies) to us at 4-2B, Block E, Johbase Citysquare, 86000 Kluang, Johor, Malaysia or give us a call during office hour at 016 710 8007, we will do a free review for you, this compliment service is open now until 31/12/2009.